Credit and Compliance Solutions

700Credit provides dealers access to reports from the leading national credit bureaus: Equifax, Experian and TransUnion. All 700Credit clients receive their choice of the credit report format, scorecard and ancillary products.

IDOne & IDOne PLUS

Features of the IDOne platform include:

• Red Flag ID Verification
• A seamless workflow with results populating in RouteOne’s Deal Manager
• Adjustable settings for risk tolerances based on your dealership’s strategy
• Eliminates duplicate data entry by automatically populating your RouteOne credit application with data used from IDOne
• Ability to auto-run IDOne every time a credit bureau is pulled
• Automatically creates audit trails and record keeping

IDOne PLUS includes all IDOne features plus:

• Synthetic fraud detection that evaluates a consumers’ credit report activity for synthetic fraud indicators
• MLA Search and Verification

Prequalification / Soft Pull Integration

RouteOne offers a prequalification web form to assist your dealership in driving more qualified leads from your web site. This product features a soft pull which provides your dealership with a full credit report and FICO score so dealerships can accurately quote interest rates and monthly payments at the top of the sales funnel. Benefits include:

• Soft-pulls do not require the customers SSN or DOB and has no effect on the consumer’s credit file.
• Dealers can access the consumer soft-pull data in the RouteOne platform as shown here.
• Prequalifying a customer enables you to structure the right deal to get the consumer in a car with a payment they can afford sooner in the sales process.