Credit Report Solutions
700Credit gives you access to all three credit bureaus from one simple interface
The Industry’s Largest Credit Reports Vendor
700Credit is the largest authorized reseller of credit reports from Equifax, Experian and TransUnion. Credit reports contain information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer. They also include Scores (FICO® and Vantage), and public records such as judgments, liens, and bankruptcies.
Please fill out the form to start using the best Credit Report program in the industry. A 700Credit representative will contact you.
HTML Credit Report
Our HTML Credit Report is the first step required to start helping your dealership better understand the customers you work with. It provides a clear, easy to understand look at valuable credit file information that can identify open trade lines, confirm identification information and provide a FICO® score.
Additional Credit Report Examples
We also provide access to several other types of credit report formats as shown below. Contact us today to start pulling credit with 700Credit.
HTML Format
Enhanced Format
TTY Format
Merged Format (AppOne Only)
Score Summary Dashboard
Our Score Summary Dashboard provides a single, graphical view of each of the credit bureaus and scores they pull, without having to scroll through each report for this information.
The Score Summary dashboard is available for all credit report formats and all of our integration partner systems, including RouteOne customers using HTML format.
Auto Summary
We are pleased to have the first automotive profile summary designed exclusively for the industry. Our summary provides a quick snapshot of all auto-specific information contained in the credit report.
700Credit Summary
The 700Credit Summary helps analyze the most significant factors in a consumer’s credit file. This powerful tool contains many key calculations from the credit profile giving you a picture of the consumer’s debt, monthly obligations and payment history. Also, users are alerted to derogatory items like public records, number of collection accounts, number of derogatory accounts and more.
FICO Scores
Lenders use FICO Scores to statistically rate the likelihood that a consumer will pay the requested loan. Dealers use FICO Scores to match applicants with the appropriate lender and program. 700Credit offers ALL FICO Scores available, i.e., standard bankruptcy, auto-motive enhanced, classic scores, and next generation scores.
VantageScore
VantageScore was founded in 2006 by the three national credit reporting companies (Equifax, Experian and TransUnion) to provide competition in the market, to develop highly accurate credit scoring models, and to reliably score more consumers so that they can gain access to mainstream credit. Since then, VantageScore has launched 4 models. We support Vantage 3.0 and 4.0 for Experian and TransUnion and 4.0 for Equifax.
