700Credit (“Company”) believes that privacy is important to the success and use of the Internet.
This policy sets forth the Company’s Privacy Policy for this website and describes the practices
the Company will follow with respect to the privacy of users of this site. From time to time, we
may change this Privacy Policy. For example, as we update and improve our service, new features may
require modifications to the Privacy Policy. Accordingly, please check back periodically.
To put it simply, we will not sell or share personal information that you provide to us except for
the specific purposes for which you shared it.
What is personally identifiable information?
“Personally identifiable information” (PII) is information about you, such as name, address, e-mail
address, user ID, credit card number, and social security number.
How is information collected, used, and disclosed?
We do not collect personally identifiable information unless you initiate a request (e.g., you
click a button to submit your data). On some of our sites, we may request that you voluntarily
supply us with information, including your e-mail address, street address, telephone number or
other information so that we may enhance your site visit or follow up with you after your visit.
Whether you provide any information is entirely up to you.
If you have voluntarily provided information, you consented to the collection and use of your
personally identifiable information as described in this Privacy Policy. In some circumstances, the
Company may share information you voluntarily provide us with trustworthy business partners. We do
not sell or rent personally identifiable information collected through this site to anyone. Also,
the Company may provide aggregate statistics about visitors to our sites, such as volume, traffic
patterns, and related site information to reputable third- party vendors, but these statistics will
include no personally identifiable information. The Company may also disclose information in
special cases when we have a good faith belief that such action is necessary to: (a) conform to
legal requirements or comply with legal process; (b) protect and defend our rights or property; (c)
enforce the Website Terms and Conditions of Use; or (d) act to protect the interests of our users
or others.
What are cookies and web beacons and how are they used?
Some Company sites, like many other commercial websites, may utilize a standard technology called
“cookies” to collect information about how our site is used. Cookies were designed to help a
website operator determine that a particular user had visited the site previously and thus save and remember any preferences that may have been set while the user was browsing the site. Cookies are small strings of text that websites can send to your browser. Cookies cannot retrieve any other data from your hard drive or obtain your e-mail address.If you are simply browsing a Company informational site, a cookie may be used to identify your
browser as one that has visited the site before.
We may also make use of memory-based cookies in support of authenticating the user of certain
Company web applications. Similarly, if you are a registered user of a site providing service to
the Company’s clients (and have a user ID and password), we may use cookies so that we can provide
personalized information based on preferences you have indicated while using the site. Although you
can modify your browser to either accept all cookies, notify you when a cookie is sent, or reject
all cookies, it may not be possible to utilize the Company services which require registration if
you reject cookies.
A web beacon is an often-transparent graphic image, usually no larger than a 1×1 pixel that is
placed on a web page or in an e-mail that is used to monitor the behavior of the user visiting the
Website or receiving the e-mail.
What are your choices regarding collection, use, and distribution of your information?
If you have voluntarily provided information, you consented to the collection and use of your
personally identifiable information as described in this Privacy Policy. If, in connection with
your use of a particular service, we ask to use your data in a way not described in this Privacy
Policy and you do not wish to permit that use, you can choose not to use the particular service.
If you have voluntarily provided personally identifiable information, we may, from time to time,
send you mail or e-mail regarding products and services. If you do not want to receive such offers
and mailings, you can easily indicate that by unsubscribing.
How do we protect your information?
We exercise great care to protect your personally identifiable information. This includes, among
other things, using industry standard techniques such as firewalls, encryption, intrusion detection
and site monitoring. Unfortunately, no data transmission over the Internet can be guaranteed to be
100% secure. As a result, while we strive to protect your personally identifiable information, we
cannot ensure or warrant the security of any information you transmit to us or receive from us.
This is especially true for information you transmit to us via e-mail. We have no way of protecting
that information until it reaches us. Once we receive your transmission, we make our best effort to
ensure its security on our servers.
Internally, we will restrict access to your personally identifiable information to employees who
need access to fulfill their job duties.These employees are limited in number and are committed to
our privacy policies.
We will review our security arrangements from time to time as we deem appropriate.
Our Use of Information for Business Purpose
We collect your information primarily for the product and services we offer, such as providing,
maintaining, evaluating, and improving our website and the products and services we offer and sell,
to collect credit card payments for subscription fees and other purchases you make, and to provide
customer support. By providing your information, you consent to our use of your information as
described above.
We use the non-personal information we collect to track the use of the website and to assist us in
providing, maintaining, evaluating, and improving our website and the services and products we
offer and sell.
How can you help protect your information?
If you are using a Company website for which you registered and chose a password, we recommend that
you do not divulge your password to anyone. We will never ask you for your password in an
unsolicited phone call or in an unsolicited e-mail. Also remember to sign out of the registered
site and close your browser window when you have finished your work. This is to ensure that others
cannot access your personally identifiable information and correspondence if others have access to
your computer.
Access by Minors
You must be at least 18 years old to use this Site. Our policy is that we do not knowingly collect,
use, or disclose PII about minor visitors.
Other Sites
Company sites may contain links to other sites, including those of our business partners. While we
seek to link only to sites that share our high standards and respect for privacy, we are not
responsible for the privacy practices employed by other sites. This Privacy Policy does not apply
when you access third party websites. We cannot control how third parties may use personal
information you disclose to them, so you should carefully review the privacy policy of any
third-party website you visit before using it or disclosing your personal information to its
provider.
If you have questions or concerns regarding this policy, contact us at GRC@700credit.com.
Your California Privacy Rights
Under the California Consumer Privacy Act (“CCPA”), effective January 1, 2020, if you are a
California resident, you have the right to request certain information about how we collect, use,
and disclose your Personal Information. You also have the right to request the deletion of Personal
Information, and the right to non-discrimination for the exercise of your privacy rights. You may
exercise your rights by sending your request to 31440 Northwestern Highway, Suite 250 Farmington
Hills, MI 48334 or emailing CCPA@700credit.com.
The Company will not deny services or provide different pricing or different levels of service
because of your exercise of any of your rights under CCPA. To enhance protection and ensure the
security of your information, we take steps to verify your identity before granting access or making changes to your information.