Credit Report Solutions

700Credit provides dealers access to reports from the leading national credit bureaus: Equifax, Experian and TransUnion. All 700Credit clients receive their choice of the credit report format, scorecard and ancillary products.

700Credit is the largest provider of credit reports and compliance solutions to the automotive industry today.  Nearly 15,000 dealers reap the following benefits from our credit report platform:

• Fast, convenient access to all three credit bureaus from one simple integration
• FICO® score – 700Credit offers all FICO scores available
• Score summary – which highlights each score from each bureau utilized
• Auto Tradeline Summary – a first in the industry!
• Credit Report Summary – a “snapshot” of all activity in the credit report that helps analyze the most significant factors in a customer’s file that is standard across all three credit bureaus

We offer multiple credit report formats including our HTML and CREDCO Merge, or any of the bureau direct formats that you may be utilizing today.

Features of the IDOne platform include:

• Red Flag ID Verification
• A seamless workflow with results populating in RouteOne’s Deal Manager
• Adjustable settings for risk tolerances based on your dealership’s strategy
• Eliminates duplicate data entry by automatically populating your RouteOne credit application with data used from IDOne
• Ability to auto-run IDOne every time a credit bureau is pulled
• Automatically creates audit trails and record keeping

IDOne PLUS includes all IDOne features plus:

• Synthetic fraud detection that evaluates a consumers’ credit report activity for synthetic fraud indicators
• MLA Search and Verification